Dave Ramsey said this quote

We buy things we don't need with money we don't have to impress people we don't like.

~ Dave Ramsey

Pray like it all depends on God, but work like it all depends on you.

~ Dave Ramsey

We have a retirement crisis in America today nor from a lack of money, but from a lack of vision

~ Dave Ramsey

The problem with your company is not the economy, it is not the lack of opportunity, it is not your team. The problem is you. That is the bad news. The good news is, if you're the problem, you're also the solution. You're the one person you can change the easiest. You can decide to grow. Grow your abilities, your character, your education, and your capacity. You can decide who you want to be and get about the business of becoming that person.

~ Dave Ramsey