Justine Larbalestier said this quote

For even though the rest of the city--no, the rest of the country--starved and searched fruitlessly for work and slept in a humpy in the park, society's finest could still squander their money however they saw fit.The unemployed, they would say, were lazy. If they worked harder, they'd do as well as Mr. Harry Moneypants was doing, who'd earned his vast fortune by having the foresightedness of selecting rich parents, who had, in their time, also cleverly selected rich parents.