Layton Talbert said this quote

God's fundamental goal for believers is not to protect us from harm or suffering, to make us comfortable, or to benefit from our service. You can biblically sum up God's primary aim for your whole life in one uncomfortable word: change. Ironic as it may sound, change is the one constant that God purposes for every believer, regardless of circumstances - whether you are in ministry or in a secular job, married or single, healthy or handicapped, chronically ill or terminally diseased. God's immediate and ongoing purpose for every Christian in time and on earth is to change us, to make us like Himself, to conform us to the image of His Son.

~ Layton Talbert

Think about how much of your Bible, Old and New Testaments, is in the form not of doctrinal statements but of stories. Statements declare doctrinal truth; stories illustrate doctrinal truth. Doctrinal statements are like skeletons - bare bones, but absolutely essential to give form and order and interconnection to the body of revealed truth. Stories flesh out that skeleton, incarnate that truth, demonstrate how the doctrine looks and moves and acts in the real world of flesh and blood.

~ Layton Talbert

The answer to the question raised in the title of this essay - Is salvation a matter of divine determination or human responsibility? - is not divine determination or human responsibility. The only thoroughly biblical answer is yes. Scripturally, it is not an 'either-or' but a 'both-and' proposition. Why is this so hard? For one thing, it is logically unsatisfactory and apparently contradictory. Our insatiable appetite for order and answers makes it difficult to admit...that God's ways are not our ways, and leave it at that. (Isaiah 55:9). We don't mind applying this principle in a general, hypothetical way to God's wisdom or methods. But we balk when interferes with our theological system, our obsession with pigeonholing every Bible fact into a neat, orderly arrangement that leaves no questions unanswered. God transcends our logic. He is supra-logical. His thinking, His design, His way, His theology is infinitely above our intellect, beyond the grasp of our comprehension, out of the reach of our clever rationalizations. God is theo-logical. Man is anthropo-logical.

~ Layton Talbert