Michael S. Horton said this quote
“ The gospel of submission, commitment, decision, and victorious living is not good news about what God has achieved but a demand to save ourselves with God’s help. Besides the fact that Scripture never refers to the gospel as having a personal relationship with Jesus nor defines faith as a decision to ask Jesus to come into our heart, this concept of salvation fails to realize that everyone has a personal relationship with God already: either as a condemned criminal standing before a righteous judge or as a justified coheir with Christ and adopted child of the Father. ”