Ned Vizzini said this quote

I wasn't going to have enough money to pay for a Good Lifestyle, which meant I'd feel ashamed, which meant I'd get depressed, and that was the big one because I knew what that did to me: it made it so I wouldn't get out of bed, which led to the ultimate thing—homelessness. If you can't get out of bed for long enough, people come and take your bed away.